Disclaimer

For example, on a 30-year FHA loan with a sales price of $287,290, a 20% down payment, loan amount of $282,085, estimated closing costs of $10,972, a 800 FICO score, with a note rate of 6.375% (7.484% APR) you would have 360 monthly principal and interest payments of $2,225. Using the seller incentive to buydown the rate you would have a note rate of 4.750% (5.573% APR) with 360 monthly principal and interest payment of $1,937. Payment examples do not include homeowner insurance, property taxes, or any HOA fees. Interest rates are subject to agency loan level pricing adjustments for FICO score and loan to value. Eligible properties must close by 11/15/2025. Available for qualified Piedmont Residential home buying customers who finance with PRC Mortgage for a borrower’s principal residence. Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Piedmont Residential. Locking the promotional interest rate is the borrower’s responsibility with PRC Mortgage. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. Example terms available as of 10/16/2025. ©2025 PRC Mortgage, LLC, NMLS# 2580072 | www.PRCMortgage.com | info@prcmortgage.com.